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Recent Articles

Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Nov
21
2025
What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
Nov
15
2022
How Much Down Payment Do You Need to Buy A Home
California is one of the most desirable and beautiful places to live in the U.S.A. With beaches, mountains, deserts, and forests, one can find an idyllic place to call home in the Golden State. If you're a first-time homebuyer looking to buy in Southern California, you'll want...
Nov
01
2022
Will pre-approval hurt my credit score?
A mortgage pre-approval is the first big step to buying your dream home in San Bernardino. A pre-approval boosts the odds of accepting your offer and gives you a detailed quote for your budgeting.  Getting pre-approved makes you a more attractive client to sellers. If a seller...
Oct
28
2022
Mortgage Options: How to Borrow Against Your Home Equity
When you purchase a house, your home’s equity becomes one of your assets. At the start, your equity is equal to your down payment. After a while, your home equity can grow if the value of your property increases. Another way to build up equity is by paying down your mortgage...
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